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Home Loan

Home Loan

Make your dream home a reality with our affordable home loan solutions and lowest interest rates.

Interest Rate From 8.50% p.a.
Loan Amount Up to ₹50,000,000
Tenure Up to 360 months
Disbursal Within 24 hours
100% Secure
Quick Process
RBI Compliant

Home Loan

Pre-approved offer
You may get up to ₹50,000,000
Interest Rate 8.50% - 13.5% p.a.
Processing Fee Up to 2%
Tenure 12 - 360 months
Check Eligibility

Key Features & Benefits

Lowest interest rates starting 8.5%
Tenure up to 30 years
Up to 90% financing
Tax benefits under Section 80C & 24
Balance transfer with top-up
No prepayment charges

Eligibility Criteria

Age: 23-65 years
Minimum salary: ₹35,000/month
Work experience: 2+ years
Good credit score (700+)
Property should be legally clear

Meeting the above criteria increases your chances of approval. Final eligibility is subject to verification.

Required Documents

PAN Card & Aadhaar Card
Last 6 months salary slips
Last 12 months bank statement
Property documents
Employment certificate
Passport size photos

Note: Additional documents may be required based on your profile and loan amount.

EMI Calculator

₹50,000 ₹5,00,000 ₹50,000,000
8% 8.50% 24%
12 months 36 months 360 months
Monthly EMI ₹16,042
Total Interest ₹77,512
Total Amount ₹5,77,512
Apply for This Loan

Frequently Asked Questions

What is the minimum credit score required?

A minimum credit score of 650 is typically required. However, applicants with lower scores may still be considered based on other factors like income and employment stability.

How long does the approval process take?

Most applications receive a decision within 5-30 minutes. Once approved, the loan amount is typically disbursed within 24 hours to your bank account.

Can I prepay my loan?

Yes, you can prepay your loan after 6 months. A nominal prepayment charge of 2-4% may apply depending on the lender's terms.

Are there any hidden charges?

No, we believe in complete transparency. All charges including processing fee, interest rate, and any other applicable fees are clearly mentioned before you accept the loan offer.

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